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The cardholder and/or his property shall be answerable for repaying in full any outstanding balances on the cardboard account and shall hold the Bank indemnified for all costs and bills incurred in recovering such outstanding balances. All Cardholders will be billed on a month-to-month basis for all Charges incurred by means of Card and for all charges applicable to the Card Account. BRAC Bank shall endeavor that no delay is caused in sending the Statement to the Cardholder. However, there may be no statement generated for the period in which there was no outstanding due and no transaction on the Card Account within the preceding month. The facility of a Supplementary Card, is a particular facility at such fee/rate as may be stipulated by BRAC Bank every so often. All entries in the Statement of Account shall be presumed right unless the Cardholder disputes such entries inside 30 days from the Statement of Account and proves such entry to be incorrect.

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A cheque deposit shall be acceptable for assortment and the proceeds shall not be out there until the cheque has been cleared and the proceeds paid to the Bank. Any cash deposits could solely be considered having been received by the Bank upon crediting the identical to the Card Account. The Cardholder agrees to pay the Bank upon the request of the Bank an annual charge as prescribed by the Bank for the cardboard and an annual payment prescribed by the Bank for every Supplementary Card.

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